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Description
Australian Master Financial Planning Guide 2018/19 eBookCondition: BRAND NEW ISBN: 9781925672220 Year: 2018 Publisher: CCH Australia Description: Financial planning regulation continues to evolve. The Australian Master Financial Planning Guide 2018 19 is essential for all financial planning professionals who must keep pace with technical changes and comply with their professional obligations. It explains and illustrates all the fundamental areas of financial planning, as well as analysis of how 2018 19
Condition: BRAND NEWISBN: 9781925672220
Year: 2018
Publisher: CCH Australia
Description:
Financial planning regulation continues to evolve. The Australian Master Financial Planning Guide 2018/19 is essential for all financial planning professionals who must keep pace with technical changes and comply with their professional obligations.It explains and illustrates all the fundamental areas of financial planning, as well as analysis of how 2018-19 Federal Budget proposals and announcements may affect financial planning strategies.Key FeaturesEach chapter includes examples, case studies and practical tips and traps to help you efficiently provide confident advice. Content highlights include:FUNDAMENTALS Income tax | Capital gains tax | Fringe benefits tax | Superannuation | Self-managed superannuation funds | Social security | Life and personal risk insurance | Compliance and best practiceWEALTH CREATION Investment | Salary packaging | Gearing | Family home | Financial planning for the familyCIRCUMSTANCES Redundancy, early retirement and invalidity | Planning to retire | Retirement incomes | Retirement living and aged care | Financial and estate planning on family breakdown | Estate planning and the consequences of deathMISCELLANEOUS Rates and tables | Online investing | IndexOxford University Press Australia & New Zealand is the non-exclusive distributor of this title.
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4.1 ★★★★★
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★★★★★ 1
Ruined by Reformulation
New formula update: They ruined this product by reformulating. Used to be so hydrating, long-lasting, and the only thing that gave me relief from eczema. Now it is somehow SO drying, oily, and all around terrible. Judging by reviews here and on their website many customers are unhappy with the change. Done with Avene.
Original five star review: This is a great all around lip balm, but if you struggle with perioral dermatitis/eczema then you NEED this. If I'm experiencing a flare, I slather on cicalfate+ at night but I can't exactly walk around with that during the day which is where this lip product comes in. It is calming, hydrating, and long-lasting. I have gone through more tubes than I can count. This was my first time ordering through amazon and I am happy to report I received authentic Avene.
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Reviewed in the United States on June 1, 2022
★★★★★ 5
It’s a God Send
I had a rash all around my lips and my lips got extremely dried out and started to peel. I used Avene Cicalfate Restorative Lip Cream and it really soothed my lips with the moisture they needed, and you don’t need to use a lot of this product. I plan on buying this again. Just wish the tube was bigger! I use other Avene products and I’m extremely happy with them.
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Reviewed in the United States on April 6, 2026
★★★★★ 5
To be beautiful, would highly recommend it
I purchased this for a friend who is making a memory garden in memory of a friend she recently lost. As soon as she opened it, she cried. She said it is the most beautiful thing she’s ever seen. It’s not small. It’s a good size and it lights up really really nice.
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Reviewed in the United States on May 30, 2026
★★★★★ 5
Beautiful and bright
Color: White
Bought this to go on my aunt's grave, and it is gorgeous. The light is beautiful and bright.
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Reviewed in the United States on April 14, 2026
★★★★★ 5
WORKS GREAT
Color: White
VERY BEAUTIFUL
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Reviewed in the United States on January 27, 2026
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